Funeral Plans By R Banks & Son Funerals.

Golden_Charter_Logo

We understand that it’s hard to think about your funeral. But here at R Banks & Son Funerals, we offer Golden Charter Funeral Plans, which are a safe, simple way to plan ahead that can save your family worry and expense. It can also really help make things easier for your loved ones at a difficult time. And as our plan holders often tell us, that can be a big weight off your mind.

How do funeral plans work?

A funeral plan allows you to pay the cost of the funeral director’s services at today’s prices and gives you more control over your funeral arrangements. We believe it’s important for you to get the funeral you want, and for your family to receive a genuinely personal service when it really counts. So when you purchase your plan you can rest assured that we will personally take care of every single one of your requests. When the time comes, just one phone call to us will activate your plan. Everything will then be carried out according to your wishes.

Why should I get a funeral plan?

Some reasons as to why it is important to have a funeral plan in place.

Avoid rising funeral costs.

Nobody wants their family to face money worries in the future. But funeral costs have risen by 88% over the last ten years, and while the average cost of a funeral in 2004 was £1,920, by 2014 it was £3,609*. At this rate, the average cost of a funeral in 2024 could be more than £6,800. *The average cost of a funeral in the UK. Source: Mintel 2014.

Peace of mind for you and your family.

At a stressful time, it could help your family avoid difficult decisions – and prevent any financial worries over how to pay for the funeral costs.

Save money by acting today.

That’s why it pays to act now. With a plan from Golden Charter, no matter how much the price of your funeral director’s services increase in the future, your family will have nothing more to pay for the services included in your plan – guaranteed. And the sooner you take out a plan, the greater the saving could be.

What’s included in a funeral plan? 

  • The funeral director’s services
  • Advice on the certification and registration of the death and related documentation
  • The coffin
  • Transportation of the deceased to a suitable resting place within a 15 mile radius
  • Care of the deceased prior to burial or cremation
  • Use of a chapel of rest or service rooms
  • A hearse to a local cemetery or crematorium
  • Confidential assistance with bereavement counselling, if required
  • A Will for you, a family member or a friend which will be reviewed by our legal team.

 Taking out a plan for a loved one

If you wish, you can take out a funeral plan for someone else in your family. All you need to do is complete the ‘plan holder’s representative’ section of the application process. If you prefer not to discuss this with your loved one, we guarantee complete confidentiality unless you choose to pay by fixed monthly payments in which case the plan holder will be contacted directly by AXA Wealth Ltd.

Your investment is protected

Golden Charter are proud to be registered with the Funeral Planning Authority and follow their Code of Practice. Also, we’re the only funeral plan provider recommended by the National Society of Allied & Independent Funeral Directors (SAIF). With a Golden Charter Funeral Plan, your payments are completely protected. Your money is paid into the Golden Charter Trust, which is run by an independent Board of Trustees who manage the Trust’s funds on behalf of our plan holders and safeguard future payments to funeral directors. When the time comes, the funeral director’s services included in your plan are guaranteed to be covered.  Or paid to a UK life assurance company for the fixed monthly payment option.

Still like to know more?

Then contact one of our dedicated Funeral directors now on one of the following:

Telephone: 01942 222156

Email: Info@rbanksandson.co.uk

R Banks & Son Funeral Directors cover the whole of the Wigan borough, through: Atherton Abram; Atherleigh; Leigh North; Leigh South; Leigh West Hindley; Hindley Green Douglas; Pemberton; Worsley Mesnes; Ince-in-Makerfield; Wigan Central; Wigan West; Astley; Mosley Common; Tyldesley; Aspull-New Springs; Whelley; Shevington; Standish Lower Ground; Standish with Langtree; Orrell; Winstanley; Golborne and Lowton. The Chorley Borough through: Adlington, Anderton, Anglezarke, Astley Village, Bretherton, Brindle, Charnock Richard, Clayton-le-Woods, Coppull, Croston, Cuerden, Eccleston, Euxton, Heapey, Heath Charnock, Heskin, Hoghton, Mawdesley, Rivington, Ulnes Walton, Wheelton, Whittle-le-Woods, and Withnell. And finally our Upholland funeral directors Skelmersdale

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The Tina McIntyre Funeral, Coronation Street.

Tina

Next week will once again see many viewers drawn to yet another soap opera funeral, this time as the street bids farewell to one of its younger characters, Tina McIntyre, we will yet again see a cortege roll down its famous cobbles.

The representation of the funeral will be a side issue for those in the profession, but the real question which people should be asking is how does a part time bar maid working only a few shifts a week in a local pub, whom has no family of which to speak, and who only last week couldn’t afford a train fare to Portsmouth leave enough behind financially to pay for a funeral?

Unfortunately its becoming all too easy for us as funeral directors to answer, she can’t. Irrespective of whether or not Tina McIntyre was a fictional character, funeral costs are all too real.

That’s why R Banks & Son Funeral Directors in Wigan offer pre payment funerals, allowing people to set aside a guaranteed balance to help with funeral costs when they come to pass.

Many people wish to provide for their funeral expenses and a funeral prepayment plan is a caring, sensible and cost effective way to do so

“Most of us as we get older; expect to provide the money to meet our funeral expenses. It’s to do with independence and responsibility: leaving everything in order for our relatives and friends. We don’t often talk about it – because there’s no need to- but the fact is that funerals cost money, and we want to take care of the cost.”

The advantage of a pre payment plan over a savings account or life insurance policy is that you can pay now at today’s price and beat inflation no matter when the service might be required. The funeral directors fees will be paid when the funeral has been provided. Funeral prepayment plans are provided by Funeral Planning services in association with a network of independent family owned funeral directors throughout the UK. Funeral prepayments are held in funeral planning trust and are monitored by the funeral planning authority

-The advantages of prepayment funeral plans:

-You can choose your own funeral arrangements for peace of mind

-You save your family from having to make a difficult decision and trying to guess what you would have wanted

-Avoid rising funeral costs with an inflation proof guarantee of the funeral directors costs

-Financial security – the funeral payment is held in funeral planning trust until it is needed

-The service will be provided by your local funeral director

-There is no age limit and no awkward health questions

-You can make a once only payment or pay by monthly instalments, whichever suits you best

-All enquires and arrangements are treated with the strictest of confidence

-Complies with the funeral planning authority code and the financial services and markets act 2000

Do you have any questions relating to prepayment funeral plans? Then please do not hesitate to contact Carina Halliwell now on 01942 222156, or pop in to one of our branches, in Wigan, Leigh, Tyldesley, Standish, Beech Hill, Coppull, Bryn, Scholes, or Upholland

 

http://www.rbanksandson.co.uk

The Tina McIntyre Funeral, Coronation Street.

Tina

Next week will once again see many viewers drawn to yet another soap opera funeral, this time as the street bids farewell to one of its younger characters, Tina McIntyre, we will yet again see a cortege roll down its famous cobbles.

The representation of the funeral will be a side issue for those in the profession, but the real question which people should be asking is how does a part time bar maid working only a few shifts a week in a local pub, whom has no family of which to speak, and who only last week couldn’t afford a train fare to Portsmouth leave enough behind financially to pay for a funeral?

Unfortunately its becoming all too easy for us as funeral directors to answer, she can’t. Irrespective of whether or not Tina McIntyre was a fictional character, funeral costs are all too real.

That’s why R Banks & Son Funeral Directors in Wigan offer pre payment funerals, allowing people to set aside a guaranteed balance to help with funeral costs when they come to pass.

Many people wish to provide for their funeral expenses and a funeral prepayment plan is a caring, sensible and cost effective way to do so

“Most of us as we get older; expect to provide the money to meet our funeral expenses. It’s to do with independence and responsibility: leaving everything in order for our relatives and friends. We don’t often talk about it – because there’s no need to- but the fact is that funerals cost money, and we want to take care of the cost.”

The advantage of a pre payment plan over a savings account or life insurance policy is that you can pay now at today’s price and beat inflation no matter when the service might be required. The funeral directors fees will be paid when the funeral has been provided. Funeral prepayment plans are provided by Funeral Planning services in association with a network of independent family owned funeral directors throughout the UK. Funeral prepayments are held in funeral planning trust and are monitored by the funeral planning authority

-The advantages of prepayment funeral plans:

-You can choose your own funeral arrangements for peace of mind

-You save your family from having to make a difficult decision and trying to guess what you would have wanted

-Avoid rising funeral costs with an inflation proof guarantee of the funeral directors costs

-Financial security – the funeral payment is held in funeral planning trust until it is needed

-The service will be provided by your local funeral director

-There is no age limit and no awkward health questions

-You can make a once only payment or pay by monthly instalments, whichever suits you best

-All enquires and arrangements are treated with the strictest of confidence

-Complies with the funeral planning authority code and the financial services and markets act 2000

Do you have any questions relating to prepayment funeral plans? Then please do not hesitate to contact Carina Halliwell now on 01942 222156 or click here to email her

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Lancashire

 

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Lancashire.

 

R Banks & Son Funerals Ltd has long been established as the largest independent funeral directors and gravestone suppliers in Lancashire. Recently our approach in how we supply our monuments & gravestones has been overhauled, due to the rising number of granite quarries, and the choice available on today’s market, we have been able to source the same high quality stones at a better price to suit our families, now with 0% finance available to help people afford a truly fitting monument for their loved one.

Though in the most part gravestones are a traditional design, we believe that a monument should be as individual as the person who has come to pass, and with recent developments in technology, and the processes in which we use to create these stones we can now offer some truly stunning pieces, and have recently stocked the “Evermore” collection, which have some unique designs now available at R Banks & Son Funeral Directors in Lancashire.

Another new development at R Banks is the additional laser engraving service, which is the latest development in the memorial industry, and offers some wonderful opportunities to place a lifelong truly bespoke design to your stones, whether it’s a reproduction of a photograph of your loved one, a crest of their favourite sports team, or lyrics from their favourite song, we can make it happen.

Whether you’re looking for any type of gravestone, be it a full headstone, small urn, or a personal touch to brighten an existing grave, then R Banks & Son Funerals can supply you with the most personal tailored service to help guide you through the process.

 

Call our dedicated team now on 01942 222156 or alternatively email us info@rbanksandson.co.uk

 

Gareth Jones

R Banks & Son Funeral Directors in Lancashire

 

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Atherton

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Atherton.

 

R Banks & Son Funerals Ltd has long been established as the largest independent funeral directors and gravestone suppliers in Atherton. Recently our approach in how we supply our monuments & gravestones has been overhauled, due to the rising number of granite quarries, and the choice available on today’s market, we have been able to source the same high quality stones at a better price to suit our families, now with 0% finance available to help people afford a truly fitting monument for their loved one.

Though in the most part gravestones are a traditional design, we believe that a monument should be as individual as the person who has come to pass, and with recent developments in technology, and the processes in which we use to create these stones we can now offer some truly stunning pieces, and have recently stocked the “Evermore” collection, which have some unique designs now available at R Banks & Son Funeral Directors in Atherton.

Another new development at R Banks is the additional laser engraving service, which is the latest development in the memorial industry, and offers some wonderful opportunities to place a lifelong truly bespoke design to your stones, whether it’s a reproduction of a photograph of your loved one, a crest of their favourite sports team, or lyrics from their favourite song, we can make it happen.

Whether you’re looking for any type of gravestone, be it a full headstone, small urn, or a personal touch to brighten an existing grave, then R Banks & Son Funerals can supply you with the most personal tailored service to help guide you through the process.

 

Call our dedicated team now on 01942 222156 or alternatively email us info@rbanksandson.co.uk

 

Gareth Jones

R Banks & Son Funeral Directors in Atherton

 

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Wigan.

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Atherton.

 

R Banks & Son Funerals Ltd has long been established as the largest independent funeral directors and gravestone suppliers in Atherton. Recently our approach in how we supply our monuments & gravestones has been overhauled, due to the rising number of granite quarries, and the choice available on today’s market, we have been able to source the same high quality stones at a better price to suit our families, now with 0% finance available to help people afford a truly fitting monument for their loved one.

Though in the most part gravestones are a traditional design, we believe that a monument should be as individual as the person who has come to pass, and with recent developments in technology, and the processes in which we use to create these stones we can now offer some truly stunning pieces, and have recently stocked the “Evermore” collection, which have some unique designs now available at R Banks & Son Funeral Directors in Atherton.

Another new development at R Banks is the additional laser engraving service, which is the latest development in the memorial industry, and offers some wonderful opportunities to place a lifelong truly bespoke design to your stones, whether it’s a reproduction of a photograph of your loved one, a crest of their favourite sports team, or lyrics from their favourite song, we can make it happen.

Whether you’re looking for any type of gravestone, be it a full headstone, small urn, or a personal touch to brighten an existing grave, then R Banks & Son Funerals can supply you with the most personal tailored service to help guide you through the process.

 

Call our dedicated team now on 01942 222156 or alternatively email us info@rbanksandson.co.uk

 

Gareth Jones

R Banks & Son Funeral Directors in Atherton

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Tyldesley.

R Banks & Son Funerals Ltd has long been established as the largest independent funeral directors and gravestone suppliers in Tyldesley. Recently our approach in how we supply our monuments & gravestones has been overhauled, due to the rising number of granite quarries, and the choice available on today’s market, we have been able to source the same high quality stones at a better price to suit our families, now with 0% finance available to help people afford a truly fitting monument for their loved one.

Though in the most part gravestones are a traditional design, we believe that a monument should be as individual as the person who has come to pass, and with recent developments in technology, and the processes in which we use to create these stones we can now offer some truly stunning pieces, and have recently stocked the “Evermore” collection, which have some unique designs now available at R Banks & Son Funeral Directors in Tyldesley.

Another new development at R Banks is the additional laser engraving service, which is the latest development in the memorial industry, and offers some wonderful opportunities to place a lifelong truly bespoke design to your stones, whether it’s a reproduction of a photograph of your loved one, a crest of their favourite sports team, or lyrics from their favourite song, we can make it happen.

Whether you’re looking for any type of gravestone, be it a full headstone, small urn, or a personal touch to brighten an existing grave, then R Banks & Son Funerals can supply you with the most personal tailored service to help guide you through the process.

 

Call our dedicated team now on 01942 222156 or alternatively email us info@rbanksandson.co.uk

 

Gareth Jones

R Banks & Son Funeral Directors in Tyldesley

 

R Banks & Son Funerals Ltd & Monumental masons supplying high quality affordable gravestones in Wigan.

R Banks & Son Funerals Ltd has long been established as the largest independent funeral directors and gravestone suppliers in Wigan. Recently our approach in how we supply our monuments & gravestones has been overhauled, due to the rising number of granite quarries, and the choice available on today’s market, we have been able to source the same high quality stones at a better price to suit our families, now with 0% finance available to help people afford a truly fitting monument for their loved one.

Though in the most part gravestones are a traditional design, we believe that a monument should be as individual as the person who has come to pass, and with recent developments in technology, and the processes in which we use to create these stones we can now offer some truly stunning pieces, and have recently stocked the “Evermore” collection, which have some unique designs now available at R Banks & Son Funeral Directors in Wigan.

Another new development at R Banks is the additional laser engraving service, which is the latest development in the memorial industry, and offers some wonderful opportunities to place a lifelong truly bespoke design to your stones, whether it’s a reproduction of a photograph of your loved one, a crest of their favourite sports team, or lyrics from their favourite song, we can make it happen.

Whether you’re looking for any type of gravestone, be it a full headstone, small urn, or a personal touch to brighten an existing grave, then R Banks & Son Funerals can supply you with the most personal tailored service to help guide you through the process.

 

Call our dedicated team now on 01942 222156 or alternatively email us info@rbanksandson.co.uk

 

Gareth Jones

R Banks & Son Funeral Directors in Wigan

 

R Banks & Son Funeral Director In Wigan. Wigans Largest Truly Independent Funeral Director

 

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R. Banks & Son (Funerals) Ltd based in Ormskirk Road, Pemberton was founded in 1921 by Richard Banks. Until then Richard had been a taxi driver, but helped by his son Herbert he now combined the role of taxi driver with that of undertaker.

The earlier career of taxi services rather than undertaking was not in itself unusual – though to modern eyes its continuation as evidenced by the Banks’ headed notepaper of the 1940’s – ‘R. Banks Funeral Director – Weddings a specialty’ looks a little incongruous.

Clifford Halliwell joined the business in the early 1960’s as a part time driver and funeral worker. Herbert Banks asked Cliff if he would consider taking the job on a full time basis. Cliff agreed, and over the next few years gradually took on the role of funeral director himself.

Herbert banks eventually became ill and his doctors told him it might be a good idea to sell the business as the stresses and strains of the job could easily worsen his already deteriorating health.

As a result of Herbert Banks retirement Cliff Halliwell now bought the business from him and slowly developed what was then a very small enterprise into a significantly larger family business.

In 1974 Cliff’s son Brian joined him, bringing new ideas of his own. Instead of traditional old limousines new modern stretched vehicles were introduced. The business developed steadily, and in 1982 a new funeral home and head office was built in the centre of Pemberton and named Halliwell House.

Expansion was part of the plan, and in the late 1980’s the first branch office, Hallbank House, was opened at Bryn Cross, Ashton in Makerfield. The early 1990’s saw a second branch opened; Windsor House, Scholes.

In 1996, like Herbert Banks before him Clifford Halliwell himself retired due to ill health; his son Brian became Managing Director, helped by his mother, Cliff’s wife Elsie. Sadly Cliff Halliwell passes away on 28th September 1998. His funeral was attended by hundreds of people from all over the United Kingdom. The service was held at St Matthews Church, Highfield, Wigan where the Reverend Bill Harrington, the vicar of St Matthews, officiated at the service assisted by a dear friend of Cliff’s, Rector John Southern, who was vicar at St Johns Church, Pemberton – the parish which the firm had served for many years.

In 2000 a third branch was opened at Grove Lane, Standish and named Clifford House in memory of Cliff Halliwell.

The Managing Director of Edwards Funeral Directors based in Dicconson Terrace Wigan, Richard Edwards approached Brian Halliwell in 2002 to enquire if R. Banks & Son (Funerals) Ltd was interested in buying the Edwards business. Following detailed negotiations a purchase price was agreed and in November 2002 R. Banks & Son (Funerals) Ltd acquired the Edwards business, with Richard Edwards continuing as Manager.

Yet another expansion would come to fruition in 2004 when the former funeral home of John Monks & Son, respected funeral directors in Leigh, was acquired. Extensive alterations and upgrading were carried out. The premises in Railway Road were renamed Parsonage House after the local colliery which once employed so many people in the Leigh area.

April 2009 saw R. Banks & Son (Funerals) Ltd expand its empire further with the opening of a branch in Gidlow Lane, Beech Hill – Whitley House, named after the local area of Whitley, close to where the branch is situated.

October 2011 saw the opening of our branch based on Spendmore Lane in Coppull – Bentham house, so named after the street on which it is on the corner of. This was the company’s first venture into this area and is run alongside the branch based in Standish.

January 2012 saw yet another expansion of the business with the opening of another new branch based at Hall Green, Upholland – Stretton House. The name Stretton House was chosen in memory of the former owners of the property The Stretton family who were prominent business owners in the local area.

The final expansion, for the time being, was the opening of our latest funeral home, Elliot House, Tyldesley in January 2013 on Shuttle Street. The branch is named after General George Augustus Elliott most noted for his command of Gibraltar during the great siege of Gibraltar (1779-1783) and whom Elliott Street, Tyldesley is named.

Today the company is still run by Brian Halliwell MBIE Dip FD, along with his daughter Carina Halliwell Dip FD (company director); his mother Elsie is now retired.

Brian’s wife, Jennifer Halliwell MBIE who runs the personnel side of the business and is also a company director. His son Martin Halliwell runs a sister company called RBF services which is a transportation company.

The company secretary, Catherine Heaton, is an employee who began working with the firm as a Y.T.S at the tender age of 16 in the late 1980’s and has been with the company through every step of its expansions.

Today the firm is the largest independent funeral directors in the area. The company operates a fleet of Jaguar’s which includes the Jaguar hearse used on the Queen Mothers funeral, a Mercedes fleet, and a bespoke 1938 Rolls Royce Silver Wraith hearse which was formerly Winston Churchill’s official vehicle during the war years. We also have a monumental masonry department offering a large range of granite headstones from around the world and our own “Safe Haven” pre payment funeral plan which is regulated and administered by Funeral Planning Services .