Steve & Michelles Baby Coronation Street

steve-michella

Been watching the scenes in Coronation Street closely this week and been a big topic of conversation at R Banks & Son (Funerals Ltd). Sadly these issues are all too real, and there is support out there and some fantastic charities doing work with families affected by stillbirth & neonatal death. SANDS, The Lily Mae Foundation, & Tommy’s who are all funded by charitable donations from the public, and don’t receive as wide spread publicity as some of the bigger charities. We urge anyone who found these scenes even just slightly emotional give what you can to these amazing charities who provide invaluable help to those families at need.

There is also an incentive in place by Angel Wings baby & child loss support provide cuddle cots to local hospitals, children’s hospitals, hospices etc to provide special units called cuddle cots (featured in recent episodes, the blue pipes and unit seen attached to the Moses basket) we at R Banks & Son Funerals Wigan are lucky enough to have been allocated one of these units designed to allow bereaved parents extra time to bond with their baby by using these specially designed climate control cots this Time allows the family to form an important bond with their baby; whether changing a nappy, dressing the baby, taking photographs or simply just staying close and this unquestionably helps families in dealing with their loss. So please if anyone feels they can make a donation to any of the above charities you’d be making a huge difference to someone, you may not realise it but you would.

You can learn more about Angel Wings baby & Child loss support by visiting their Facebook page here Angel Wings Baby & Child Loss Support

R Banks & Son

 

 

 

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Funeral Directors Wigan | R Banks & Son (Funerals) Ltd

A job well done!

pretty muddy 1

Left to right: Hazel Duffy, Wendy Green, Carina Halliwell, Tracey King, Catherine Heaton, Nicola Disley, Jane Crook, & Janice Hough

On the 18th of Jun 2016 8 of the girls here at R Banks & Son took part in this years Race For Life Pretty Muddy® at Avenham Park in Preston.

Pretty Muddy® isn’t like any other fundraising event. It is a muddy obstacle course that women of any ability can climb over, crawl under, and charge through to show cancer that hell hath no fury like a woman in pink, and our girls didn’t disappoint!

Every two minutes someone in the UK is diagnosed with cancer.

Cancer Research UK,  are world leaders in finding new ways to prevent, diagnose and treat cancer. They want to create more tomorrows for more people which is why They’re  determined to beat cancer sooner.

They receive no Government funding for our research. Their life-saving work relies on the money that you raise through sponsorship. It is from the support through events like Race for Life that helps them continue  ground-breaking work and help more people survive cancer.

How your money can help Cancer Research UK

Each step we make towards beating cancer relies on each pound donated. Here are some examples of how the money you raise in sponsorship – big or small – can help us become cancer’s worst nightmare:

  • £5 kits one of our research labs out with essential chemicals.
  • £8 kits out our scientists with a lab timer, helping them to find out what makes a cancer cell tick.
  • £20 buys a lab coat, box of gloves and goggles. Not only geek chic, but vital items to help our scientists carry out life-saving research.
  • £30 covers the cost of a cervical cancer trial for one day.
  • £70 pays for a Bunsen burner to help ignite ground-breaking research on a daily basis.
  • £180 pays for one day of a trial to discover faster diagnosis and new therapies to treat brain cancer.
  • £300 buys a hotplate to warm special solutions, turning up the temperature on ground-breaking research.
  • £400 is the cost of running Cancer Chat for one day helping thousands of people through very difficult times.

pretty muddy 2

Back left to right: Jane Crook, Janice Hough, Nicola Disley
Front left to right: Wendy Green, Carina Halliwell, Tracey King, Catherine Heaton, Hazel Duffy

Our team raised over £600 on this event alone, and had some fun along the way. This is the first fund raising event of the year but certainly wont be the last, we are looking to attend many more to raise more money to support research into finding a cure for this despicable disease.

pretty muddy 3

Left to right: Catherine Heaton, Tracey King, Hazel Duffy, Wendy Green

On behalf of our team we would like to thank our shirt sponsors for their donations:

  • Halliday Funeral Supplies
  • Hills Florists Wigan
  • Platinum Advertising
  • Clarke & Strong

And a special thanks to anyone who donated to the cause, your support was immensely appreciated.

 

Funeral Plans By R Banks & Son Funerals.

Golden_Charter_Logo

We understand that it’s hard to think about your funeral. But here at R Banks & Son Funerals, we offer Golden Charter Funeral Plans, which are a safe, simple way to plan ahead that can save your family worry and expense. It can also really help make things easier for your loved ones at a difficult time. And as our plan holders often tell us, that can be a big weight off your mind.

How do funeral plans work?

A funeral plan allows you to pay the cost of the funeral director’s services at today’s prices and gives you more control over your funeral arrangements. We believe it’s important for you to get the funeral you want, and for your family to receive a genuinely personal service when it really counts. So when you purchase your plan you can rest assured that we will personally take care of every single one of your requests. When the time comes, just one phone call to us will activate your plan. Everything will then be carried out according to your wishes.

Why should I get a funeral plan?

Some reasons as to why it is important to have a funeral plan in place.

Avoid rising funeral costs.

Nobody wants their family to face money worries in the future. But funeral costs have risen by 88% over the last ten years, and while the average cost of a funeral in 2004 was £1,920, by 2014 it was £3,609*. At this rate, the average cost of a funeral in 2024 could be more than £6,800. *The average cost of a funeral in the UK. Source: Mintel 2014.

Peace of mind for you and your family.

At a stressful time, it could help your family avoid difficult decisions – and prevent any financial worries over how to pay for the funeral costs.

Save money by acting today.

That’s why it pays to act now. With a plan from Golden Charter, no matter how much the price of your funeral director’s services increase in the future, your family will have nothing more to pay for the services included in your plan – guaranteed. And the sooner you take out a plan, the greater the saving could be.

What’s included in a funeral plan? 

  • The funeral director’s services
  • Advice on the certification and registration of the death and related documentation
  • The coffin
  • Transportation of the deceased to a suitable resting place within a 15 mile radius
  • Care of the deceased prior to burial or cremation
  • Use of a chapel of rest or service rooms
  • A hearse to a local cemetery or crematorium
  • Confidential assistance with bereavement counselling, if required
  • A Will for you, a family member or a friend which will be reviewed by our legal team.

 Taking out a plan for a loved one

If you wish, you can take out a funeral plan for someone else in your family. All you need to do is complete the ‘plan holder’s representative’ section of the application process. If you prefer not to discuss this with your loved one, we guarantee complete confidentiality unless you choose to pay by fixed monthly payments in which case the plan holder will be contacted directly by AXA Wealth Ltd.

Your investment is protected

Golden Charter are proud to be registered with the Funeral Planning Authority and follow their Code of Practice. Also, we’re the only funeral plan provider recommended by the National Society of Allied & Independent Funeral Directors (SAIF). With a Golden Charter Funeral Plan, your payments are completely protected. Your money is paid into the Golden Charter Trust, which is run by an independent Board of Trustees who manage the Trust’s funds on behalf of our plan holders and safeguard future payments to funeral directors. When the time comes, the funeral director’s services included in your plan are guaranteed to be covered.  Or paid to a UK life assurance company for the fixed monthly payment option.

Still like to know more?

Then contact one of our dedicated Funeral directors now on one of the following:

Telephone: 01942 222156

Email: Info@rbanksandson.co.uk

R Banks & Son Funeral Directors cover the whole of the Wigan borough, through: Atherton Abram; Atherleigh; Leigh North; Leigh South; Leigh West Hindley; Hindley Green Douglas; Pemberton; Worsley Mesnes; Ince-in-Makerfield; Wigan Central; Wigan West; Astley; Mosley Common; Tyldesley; Aspull-New Springs; Whelley; Shevington; Standish Lower Ground; Standish with Langtree; Orrell; Winstanley; Golborne and Lowton. The Chorley Borough through: Adlington, Anderton, Anglezarke, Astley Village, Bretherton, Brindle, Charnock Richard, Clayton-le-Woods, Coppull, Croston, Cuerden, Eccleston, Euxton, Heapey, Heath Charnock, Heskin, Hoghton, Mawdesley, Rivington, Ulnes Walton, Wheelton, Whittle-le-Woods, and Withnell. And finally our Upholland funeral directors Skelmersdale

R Banks & Son Funeral Directors Wigan

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Established, and serving the local community since 1921, R Banks & Son (Funerals)

Ltd, now boasts nine branches across the area, and is still the largest local

Independent Funeral Director for miles around.

 

When bereavement happens, you need someone to trust at such a difficult time, and thanks to old fashioned family values, a sympathetic attitude and true professionalism, R. Banks & Son Independent Funeral Directors Wigan have built a reputation for excellence and dependability in often tragic circumstances. For over 90 years, our company have served local people with a compassionate, professional approach to our work, helping families cope with the difficult decisions involved in funeral. The services we offer at R Banks & Son Funeral Directors Wigan include a full estimate of the costs incurred for funerals, advice and information on the documentation and the different options available, and for the conveyance of the deceased to one of their private chapels, which will be available until the day of the funeral.

 

We always have a member of staff available to help with any questions or wishes you may have, and every aspect is taken care of with dignity and sympathy, giving complete peace of mind to the family, and ensuring each funeral is tailored to the wishes of the family, and is as individual as the person who has died.

When you’re upset, it’s easy to forget an important piece of information, or something your loved one may have wanted at their funeral, so it’s essential, and a welcome relief to have someone who can help you remember these details.

 

Here at R. Banks & Son Funeral Directors Wigan we also offer the ‘Golden Charter ‘prepay, and pre-arrangement funeral option, to help people plan for their funeral in advance. A thoughtful and sensible approach to what happens when you die. Please email Gareth@rbanksandson.co.uk for more details.

 

Monuments are a lasting tribute to our loved ones, and sometimes choosing the right one can be overwhelming without professional, impartial help and advice. As Monumental Masons, R. Banks & Son Funeral Directors Wigan can also provide a wide range of beautiful headstones and memorials throughout the Chorley & Preston Borough, which can be ordered in-house. Using the highest quality granite stones, and time served traditional methods, our skilled team of professional monumental masons will help you create a beautifully elegant and fitting memorial, as individual as the person you lost. Helping you to choose the look and wording on the memorial is an important part of the service offered, and ensures your complete peace of mind. R. Banks & Son Funeral Directors Wigan are now able to offer new finance packages for funerals and memorials, and believe they are the first Funeral Directors in the country to offer this service. Finance can be arranged from 0% APR, and may be taken over various lengths of time, up to 48 months. Finance is subject to status, and written details are available on request. Please speak to Gareth Jones for more details.

You can contact him at head office Wigan  on 01257 793880 or alternatively you can email him here Gareth@rbanksandson.co.uk

R Banks & Son Funeral Directors Upholland & Skelmersdale

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Established, and serving the local community since 1921, R Banks & Son (Funerals)

Ltd, now boasts nine branches across the area, and is still the largest local

Independent Funeral Director for miles around, and is now boasting a location in Upholland, Skelmersdale

 

When bereavement happens, you need someone to trust at such a difficult time, and thanks to old fashioned family values, a sympathetic attitude and true professionalism, R. Banks & Son Independent Funeral Directors Skelmersdae have built a reputation for excellence and dependability in often tragic circumstances. For over 90 years, our company have served local people with a compassionate, professional approach to our work, helping families cope with the difficult decisions involved in funeral. The services we offer at R Banks & Son Funeral Directors Upholland include a full estimate of the costs incurred for funerals, advice and information on the documentation and the different options available, and for the conveyance of the deceased to one of their private chapels, which will be available until the day of the funeral.

 

We always have a member of staff available to help with any questions or wishes you may have, and every aspect is taken care of with dignity and sympathy, giving complete peace of mind to the family, and ensuring each funeral is tailored to the wishes of the family, and is as individual as the person who has died.

When you’re upset, it’s easy to forget an important piece of information, or something your loved one may have wanted at their funeral, so it’s essential, and a welcome relief to have someone who can help you remember these details.

 

Here at R. Banks & Son Funeral Directors Upholland we also offer the ‘Golden Charter ‘prepay, and pre-arrangement funeral option, to help people plan for their funeral in advance. A thoughtful and sensible approach to what happens when you die. Please email Carina@rbanksandson.co.uk for more details.

 

Monuments are a lasting tribute to our loved ones, and sometimes choosing the right one can be overwhelming without professional, impartial help and advice. As Monumental Masons, R. Banks & Son Funeral Directors Upholland can also provide a wide range of beautiful headstones and memorials throughout the Wigan & Skelmersdale Borough, which can be ordered in-house. Using the highest quality granite stones, and time served traditional methods, our skilled team of professional monumental masons will help you create a beautifully elegant and fitting memorial, as individual as the person you lost. Helping you to choose the look and wording on the memorial is an important part of the service offered, and ensures your complete peace of mind. R. Banks & Son Funeral Directors Upholland are now able to offer new finance packages for funerals and memorials, and believe they are the first Funeral Directors in the country to offer this service. Finance can be arranged from 0% APR, and may be taken over various lengths of time, up to 48 months. Finance is subject to status, and written details are available on request. Please speak to Gareth Jones for more details.

You can contact him at the Upholland branch on 01695 622099 or alternatively you can email him here Gareth@rbanksandson.co.uk

 

Robin Williams Funeral

Robin Williams Funeral www.rbanksandson.co.uk

Following the sad news of the recent death of a much loved Hollywood actor, it now remains to be seen as to whether he has the type of Hollywood funeral we have now become accustomed to seeing broadcast live on the TV, or whether his family will wish to mourn in private.

Robin Williams was one of my all time favourite actors, and some of my favourites growing up were Mrs Doubtfire & Jumanji, but recently I discovered an older film in which he starred alongside Robert De Niro In awakenings, a movie based on the real life story of Oliver Sacks, a neurologist who discovers how to awaken catatonic patients from their current state using new medicines.

His death shocked and saddened many the world over, but what came more of a shock to some is that a man who had once amassed a personal fortune of over £75million had been suffering such financial difficulties that it contributed to his decision to take his own life. It’s hard to believe that someone so famous, with such wealth could be left in a position where he felt bereft of any other option. It leads me to the question that if someone so famous can find themselves in that position, then what about us?

Funeral costs whether expected or otherwise can catch anyone off guard, and if you were to lose a loved one today, could you fund the whole costs of a funeral without worry? Or if anything was to happen to you, would you wish your family to be put into a position where they had to worry?

These are two questions we base our additional services around, and our services now include:

  • Pre Payment or pre paid funeral plans.
  • And Finance for funerals

FINANCE FOR FUNERALS:

“Helping to ease the financial burden”

R Banks & Son funerals are proud to announce that we offer finance to help with funeral costs during difficult times. It’s a very new idea within the industry but at times of financial difficulty many people turn to financiers to assist them make purchase or pay for services. According to a recent survey of UK credit cards, the highest spend on UK credit cards during 2013 was in fact funeral expenses, which is why we now 0% finance on funerals and monuments.

Funeral finance benefits:

  • 0% Finance available
  • Fast & easy to do from the comfort and privacy of your own home
  • Ability to spread the funeral costs over a term to suit you
  • Allowing access to extra funding for those unexpected costs or extra special touches

Once you have decided on the perfect funeral for your loved one, and the funeral arrangements have been made the process is simple and straight forward:

1: The funeral director will submit the quotation of funeral costs onto a secure sever, and generate you a unique application reference and web link.

2: Once at home you can access the web link and submit your personal details into the online application for consideration by the finance company

3: Once the application is approved, you will receive a notification and an online “click to sign” credit agreement for your consideration.

4: Once the agreement has been signed that is it, we will take care of the rest.

The process of application is simple and our dedicated funeral professionals are on hand to assist you at this time, please call us now on 01942 222156

  1. Banks & Sons (Funerals) Ltd: 758-768 Ormskirk Road, Pemberton, Wigan, Lancashire, WN5 8BB R. Banks & Sons (Funerals) Ltd acts as a credit intermediary and only offers products from Pay4later Ltd and Omni Capital Plc. Credit provided subject to age and status. Terms and conditions apply

 

PRE PAYMENT FUNERAL PLANS:

Many people wish to provide for their funeral expenses and a funeral prepayment plan is a caring, sensible and cost effective way to do so

“Most of us as we get older; expect to provide the money to meet our funeral expenses. It’s to do with independence and responsibility: leaving everything in order for our relatives and friends. We don’t often talk about it – because there’s no need to- but the fact is that funerals cost money, and we want to take care of the cost.”

The advantage of a pre payment plan over a savings account or life insurance policy is that you can pay now at today’s price and beat inflation no matter when the service might be required. The funeral directors fees will be paid when the funeral has been provided. Funeral prepayment plans are provided by Funeral Planning services in association with a network of independent family owned funeral directors throughout the UK. Funeral prepayments are held in funeral planning trust and are monitored by the funeral planning authority

-The advantages of prepayment funeral plans:

-You can choose your own funeral arrangements for peace of mind

-You save your family from having to make a difficult decision and trying to guess what you would have wanted

-Avoid rising funeral costs with an inflation proof guarantee of the funeral directors costs

-Financial security – the funeral payment is held in funeral planning trust until it is needed

-The service will be provided by your local funeral director

-There is no age limit and no awkward health questions

-You can make a once only payment or pay by monthly instalments, whichever suits you best

-All enquires and arrangements are treated with the strictest of confidence

-Complies with the funeral planning authority code and the financial services and markets act 2000

Do you have any questions relating to prepayment funeral plans? Then please do not hesitate to contact Carina Halliwell now on 01942 222156 or click here to email her

R Banks & Son Funeral Directors Wigan, Leigh, Tyldesley, Chorley, Standish, and Upholland

 

R Banks & Son Funeral Directors Tyldesley

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Established, and serving the local community since 1921, R Banks & Son (Funerals)

Ltd, now boasts nine branches across the area, and is still the largest local

Independent Funeral Director for miles around, in fact the only one in Tyldesley.

 

When bereavement happens, you need someone to trust at such a difficult time, and thanks to old fashioned family values, a sympathetic attitude and true professionalism, R. Banks & Son Independent Funeral Directors Tyldesley have built a reputation for excellence and dependability in often tragic circumstances. For over 90 years, our company have served local people with a compassionate, professional approach to our work, helping families cope with the difficult decisions involved in funeral. With strong connections to Tyldesley, the Leigh and Tyldesley branches are managed by Mr. Gareth Jones, (whose family have owned the Half Moon public house for over 25 years). Born and bred in Tyldelsey, he is proud to be serving the families of his local community in this way. The services we offer at R Banks & Son Funeral Directors Tyldesley include a full estimate of the costs incurred for funerals, advice and information on the documentation and the different options available, and for the conveyance of the deceased to one of their private chapels, which will be available until the day of the funeral.

 

We always have a member of staff available to help with any questions or wishes you may have, and every aspect is taken care of with dignity and sympathy, giving complete peace of mind to the family, and ensuring each funeral is tailored to the wishes of the family, and is as individual as the person who has died.

When you’re upset, it’s easy to forget an important piece of information, or something your loved one may have wanted at their funeral, so it’s essential, and a welcome relief to have someone who can help you remember these details.

 

Here at R. Banks & Son Funeral Directors Tyldesley we also offer the ‘Safe Haven ‘prepay, and pre-arrangement funeral option, to help people plan for their funeral in advance. A thoughtful and sensible approach to what happens when you die. Please email Carina@rbanksandson.co.uk for more details.

 

Monuments are a lasting tribute to our loved ones, and sometimes choosing the right one can be overwhelming without professional, impartial help and advice. As Monumental Masons, R. Banks & Son Funeral Directors Tyldesley can also provide a wide range of beautiful headstones and memorials, which can be ordered in-house. Using the highest quality granite stones, and time served traditional methods, our skilled team of professional monumental masons will help you create a beautifully elegant and fitting memorial, as individual as the person you lost. Helping you to choose the look and wording on the memorial is an important part of the service offered, and ensures your complete peace of mind. R. Banks & Son Funeral Directors Tyldesley are now able to offer new finance packages for funerals and memorials, and believe they are the first Funeral Directors in the country to offer this service. Finance can be arranged from 0% APR, and may be taken over various lengths of time, up to 48 months. Finance is subject to status, and written details are available on request. Please speak to Gareth Jones for more details. You can contact him at the Leigh branch on 01942 261415 or at the Tyldesley branch 01942 887312, or alternatively you can email him here Gareth@rbanksandson.co.uk

R Banks & Son (Funerals) Ltd New Monument Website, Showing Our Latest Selection Of Headstones In Wigan

We are proud to announce the launch of our new monument website www.wiganmemorials.co.uk , showing our latest offers on headstones in Wigan, Leigh, Tyldesley, Coppull, and Chorley

 

Monuments are a lasting tribute to our loved ones, and here at R. Banks & Son Funerals we have a team of skilled professional monumental masons who create beautifully elegant, lasting memorials, using only the highest quality headstones and granite headstones, using time served traditional methods, combined with the latest technologies to produce monuments of exceptional quality. R Banks & Son Funerals work closely with some of the largest headstone suppliers in the UK, and are currently able to offer exceptional value for money on headstones in Wigan, Leigh, Tyldesley, and Coppull.

What type of monument or headstone is right for me? – Choosing a monument can be a difficult process with the amount of choice available, but we are on hand to give you impartial advice in helping you to choose and create a fitting and lasting tribute to your loved one. R Banks & Son (Funerals) Ltd have headstone showrooms at Pemberton, Bryn, Beech Hill, Leigh, Tyldesley, Up Holland, & Coppull.

Is it complicated? Not really, once you have selected your headstone, and chosen the words, we will complete and submit an application to the relevant authority, church, or crematorium on your behalf, and upon acceptance of the application our team will carry out all works requested by you.

Please note that the application process and the creation of monuments do take time, although our team will keep you informed of the progress throughout.

Below are some further services we offer:

–          Headstone Cleaning

–          Granite Laser Engraving

–          Photo Plaques

–          Re Fixing Of Headstones

–          NAMM Fixing Headstones

–          Headstone Restoration

R Banks & Son (Funerals) Ltd are permitted to work in municipal cemeteries including, Atherton cemetery, Gidlow cemetery, Hindley cemetery, Howe Bridge cemetery, Ince-in-Makerfield cemetery, Leigh cemetery, Lower Ince cemetery & Wigan Crematorium, Tyldesley cemetery, and Westwood cemetery, and also churches throughout the area.

R Banks & Son (Funerals) Ltd New Monument Website, Showing Our Latest Selection Of Headstones In Wigan

We are proud to announce the launch of our new monument website www.wiganmemorials.co.uk , showing our latest offers on headstones in Wigan, Leigh, Tyldesley, Coppull, and Chorley

 

Monuments are a lasting tribute to our loved ones, and here at R. Banks & Son Funerals we have a team of skilled professional monumental masons who create beautifully elegant, lasting memorials, using only the highest quality headstones and granite headstones, using time served traditional methods, combined with the latest technologies to produce monuments of exceptional quality. R Banks & Son Funerals work closely with some of the largest headstone suppliers in the UK, and are currently able to offer exceptional value for money on headstones in Wigan, Leigh, Tyldesley, and Coppull.

What type of monument or headstone is right for me? – Choosing a monument can be a difficult process with the amount of choice available, but we are on hand to give you impartial advice in helping you to choose and create a fitting and lasting tribute to your loved one. R Banks & Son (Funerals) Ltd have headstone showrooms at Pemberton, Bryn, Beech Hill, Leigh, Tyldesley, Up Holland, & Coppull.

Is it complicated? Not really, once you have selected your headstone, and chosen the words, we will complete and submit an application to the relevant authority, church, or crematorium on your behalf, and upon acceptance of the application our team will carry out all works requested by you.

Please note that the application process and the creation of monuments do take time, although our team will keep you informed of the progress throughout.

Below are some further services we offer:

–          Headstone Cleaning

–          Granite Laser Engraving

–          Photo Plaques

–          Re Fixing Of Headstones

–          NAMM Fixing Headstones

–          Headstone Restoration

R Banks & Son (Funerals) Ltd are permitted to work in municipal cemeteries including, Atherton cemetery, Gidlow cemetery, Hindley cemetery, Howe Bridge cemetery, Ince-in-Makerfield cemetery, Leigh cemetery, Lower Ince cemetery & Wigan Crematorium, Tyldesley cemetery, and Westwood cemetery, and also churches throughout the area.

The Tina McIntyre Funeral, Coronation Street.

R Banks & Son Funerals Ltd

Tina

Next week will once again see many viewers drawn to yet another soap opera funeral, this time as the street bids farewell to one of its younger characters, Tina McIntyre, we will yet again see a cortege roll down its famous cobbles.

The representation of the funeral will be a side issue for those in the profession, but the real question which people should be asking is how does a part time bar maid working only a few shifts a week in a local pub, whom has no family of which to speak, and who only last week couldn’t afford a train fare to Portsmouth leave enough behind financially to pay for a funeral?

Unfortunately its becoming all too easy for us as funeral directors to answer, she can’t. Irrespective of whether or not Tina McIntyre was a fictional character, funeral costs are all too real.

That’s why R Banks…

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